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The General Auto Insurance

About The General Car Insurance

The General Auto Insurance is a subsidiary of PGC Holdings.  The General is an online insurance agency that offers products from Permanent General Assurance Corporation and Permanent General Assurance Corporation of Ohio insurance companies.  Both of those companies have been rated B++ (Very Good) by A.M. Best. 

The General has a reputation of offering auto insurance policies to high risk drivers, people who have less than perfect credit, or people have gaps in their policies.  The General also offers low down payment options to applicable policies. 

The General Auto Insurance Policies

  • Liability—This type of insurance pays for injuries and damages to the other party’s body and vehicle if the accident is your fault. 
  • Medical Payments—This type of insurance pays for medical and funeral expenses for a person involved in an auto accident. 
  • Uninsured/underinsured motorist—This policy pays for injuries or damages you suffer when you are the victim of an accident and the person who hit you is uninsured 
  • Collision Coverage—This type of coverage covers damages made to your vehicle, regardless of who is at fault in the accident. 
  • Comprehensive Coverage—This type of coverage takes care of any damages that are inflicted on your vehicle from causes other than a collision.  Such causes include weather, vandalism and theft. 

The General Auto Insurance Discounts

The General offers a number of discounts for qualified candidates, including the following:

  • Good Driver Discount—Though The General specializes in High Risk Driver insurance policies, they do reward responsible driving behavior too.  This discount is often available to people with clean driving records (no tickets, no accidents, etc.).
  • Multi-Vehicle/Multi-Policy Discount—If you have more than one auto insured by The General, you may qualify for a discount. 
  • Safety and Anti-Theft Discount—This type of discount is available to customers who have safety and anti-theft features installed in their car. 

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